Deposits for Business
At AB&T we understand you've worked hard to build your business and know it's important for you to keep your focus on what led to your success. That's why we strive to partner with you to make sure your deposit needs are met.
With AB&T you can expect a new standard - the gold standard - in your banking relationship. That means you'll have bankers who share your vision, help you hand-select accounts and services that are right for you, and are watching for other opportunities to help out every step of the way.
Whatever you need to help manage your business, we got it.
Business Checking
At AB&T we're proud to offer you a variety of customized checking account solutions to help businesses of all sizes. Our bankers would be delighted to spend some time discussing your needs to provide the account that's right for you.
FOUNDATION BUSINESS CLASSIC
A cost-effective account with value-added benefits for your business
- 200 free transactions per month1
- Complimentary Visa® debit card2
- Online Banking
- Online Bill Pay
- Safe deposit box discount (25% of 3x5 box rental fee)3
- $100.00 minimum to open
- $5.00 monthly service fee (option to waive4)
1 Items include checks paid, all debits and items deposited; $0.18 fee for each additional item
2 Limited to four active debit cards per business; $15.00 charge for each additional debit card
3 Safe deposit boxes subject to availability
4 Monthly service fee waived if $500 minimum balance maintained
FOUNDATION BUSINESS COMPLETE
An account designed to grow with your business
- 1,000 free transactions per month1
- Complimentary Business Visa® debit card2
- Online Banking
- Online Bill Pay
- Safe deposit box discount (25% of 3x5 box rental fee)3
- $100.00 minimum to open
- $10.00 monthly service fee (option to waive4)
1 Items include checks paid, all debits and items deposited; $0.18 fee for each additional item
2 Limited to four active debit cards per business; $15.00 charge for each additional debit card
3 AB&T offers this service free of charge, however you should check with your mobile service provider for message and data usage rates.
3 Safe deposit boxes subject to availability
4 Monthly service fee waived if $750 minimum balance maintained
BUSINESS PLUS INTEREST
An interest-bearing account specifically designed for nonprofit corporations and sole proprietorships
- Competitive tiered interest
- Complimentary Business Visa® debit card1
- Online Banking
- Online Bill Pay
- Safe deposit box discount (25% of 3x10 box rental fee)2
- $100.00 minimum to open
- $10.00 monthly service fee (option to waive3)
1 Limited to four active debit cards per business; $15.00 charge for each additional debit card
2 Safe deposit boxes subject to availability
3 Monthly service fee waived if $1,500 minimum balance maintained
COMMERCIAL ANALYSIS CHECKING
For the business that writes a significant number of checks and deposits a large volume of cash and checks each month
- Unlimited check writing
- No minimum balance
- Fees based on usage; may be offset by earnings credit1
- Complimentary Business Visa® debit card2
- Online Banking
- Online Bill Pay
- $100.00 minimum to open
1 Please refer to the Commercial Fee Schedule for an itemized list of fees and charges associated with this account. These fees may be offset by an earnings credit applied to your account, based in part on the collected balances you maintain.
2 Limited to four active debit cards per business; $15.00 charge for each additional debit card
Business Savings
Whether your business is established or just getting started, AB&T is here to help you make the most of your money and prepare you for new opportunities and any challenges that may lie ahead. Our savings plans can be personalized to your needs and will complement your other accounts and services.
COMMERCIAL MONEY MARKET
Our high-yield commercial account with check access
- Tiered competitive interest rates
- Complimentary Business Visa® debit card
- Unlimited ATM and in-person withdrawals
- Online Banking
- Online Bill Pay
- $1,000.00 minimum to open
- $15.00 monthly service fee (option to waive)
CERTIFICATES OF DEPOSIT
A secure investment
A certificate of deposit can be structured with your investment strategies in mind. A $500 minimum deposit to open the account is required. Maturities ranging from 90 days to 60 months are available. For CDs with maturities of one year or more, interest is compounded daily. CDs with a maturity of less than one year earn simple interest. CDs are automatically renewable. A substantial penalty may apply for a withdrawal prior to maturity. AB&T CDs are FDIC insurable; please refer to the FDIC Web site at https://www.fdic.gov for additional information and insurance limits. Call or visit an AB&T branch to discover the CD term that best fits your needs.